I got a section 8 voucher therefore I’ve been trying to move. We now have these things called Tax Credit Properties. They’re still for poor people but they’re nicer/newer & have washer & dryer connections. They’re mostly for single working parents & also take some section 8 vouchers. So now rather then tell people to print a list & look for housing I just say go straight to any Tax Credit Properties.
Well my ex’s cousin…an apartment locater…told me to go get my credit report here: http://freecreditreport.com. Yeah…it says free don’t it? Well it’s not. The credit report is free but they also sign you up for their reporting service @ $14/15 a month. If you don’t want it you have to cancel in so many days or they’ll charge your card. I don’t know how many charges they got me for before I even realized this was happening. They should be reported.
Anyway I got my credit report & there’s 4 bogus charges on here. One was from an apartment complex in Tulsa that thought just because I moved off to TX they could screw me over. They tried to get me for $65 when they owed me $20. No matter how many times I sent a receipt they couldn’t figure out the math. So they forwarded this on to collection. I forwarded my receipt on to collection & this was supposed to be taken off but it never was. So I’ve just complained to all 3 credit reporting agencies & got it taken off.
Another one was the same charge twice…once from the credit card company & once from a collection agency. I got the collection agency…which was way more for some reason…taken off. You can’t report the same problem twice.
I’m still working on the other two bogus charges. The point I’m trying to make is keep an eye on your credit report. Don’t trust these companies or their clerks to do the right thing. And if you’re having issues…you can make a note on your credit report so anybody checking it might understand.
I’m not sure how you talk to Experian…I’ve been doing it via the net. But I have the other 2 credit reporting agencies addresses:
Equifax Information Services LLC
PO Box 740256
Atlanta, GA 30374-0256
TransUnion Customer Relations
PO Box 1000
Chester, PA 19016-1000
Recent Comments